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Can I trust insurance companies after an accident?

On Behalf of | Aug 4, 2021 | Motor Vehicle Accidents |

Car accidents are a frightening experience. The collision of two vehicles violently shaking the passengers, the following disorientation causing widespread confusion, and the resulting injuries with a lifetime of consequences can all seem like a nightmare.

When insurance companies quickly come to your aid and offer a settlement for your injuries, it can seem like a blessing. This blessing may be too good to be true, however. When insurance companies offer you a quick settlement, can you be sure that you are getting the compensation that covers your massive expenses?

What you should know about insurance companies

Before accepting that first settlement offer, you should know that insurance companies are a business like any other. This ideal means that most insurance companies prioritize maximizing their profits before giving away money to policyholders and accident victims.

This business strategy comes at a detriment to accident victims in two ways. The first way is that insurance companies will try to convince you to accept a settlement that is far less than the actual value of your injuries and expenses. Insurers do this because it is extremely difficult, if not impossible, to get a second settlement for the same injury.

A profit-based business model can hurt victims when insurance companies try to avoid liability altogether. They may look for loopholes that excuse them from paying you anything, such as a way to pin the liability of the accident onto you. If they succeed in this effort, you can miss out on earning your full compensation.

You can get help

Your insurance company may try to convince you not to get an attorney as a way for them to save money. Make sure you contact an experienced personal injury attorney for the guidance you need to earn the compensation you deserve.


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