Many car accidents in Georgia lead to insurance claims, and these proceedings can go more or less smoothly depending on what steps the victims took immediately after the crash. The following are just a few of those steps that victims could take, provided that their injuries were not severe and that they remain calm.
Recording what happened
Once the condition of both parties has been assessed and one calls, if necessary, for an ambulance, the business of recording what happened should ideally begin. There’s a free app offered by the National Association of Insurance Commissioners called WreckCheck, which can make it easy to create written and audio reports. Victims could also photograph the vehicle damage and any injuries. Document other property damage like broken electronics.
Calling the police, exchanging information
Call the police no matter how severe the crash or how cooperative everyone is. The police can fill out an incident report, which can prove to be an important piece of evidence in a claim.
Victims should exchange their name, phone number and insurance information with one another but limit their interactions, neither saying they are sorry nor blaming the other. It’s a good idea to have the contact information of the officer as well as any eyewitnesses. Lastly, one should determine what their insurance and the other’s insurance can cover.
How a lawyer may help with your claim
If you intend to pursue a personal injury case, you may want a lawyer assisting. He or she may hire third parties to gather evidence against the other side, including physical evidence from the crash site. Medical experts may come in to determine just how severe your injuries were and how much treatment will be necessary before a full recovery. The lawyer may also negotiate for a fair settlement in your stead.